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SaaS Payback Period

Compute CAC payback months — how fast customers repay acquisition cost. Prove 12-month payback to investors — free, local, no signup.

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How to Use the SaaS Payback Period

1. Enter CAC and ARPA

CAC with monthly revenue per customer.

2. Read payback months

Against the 12-month bar.

3. Pull levers

Price, packaging, or channels first.

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Frequently Asked Questions

What's a good payback?

Under 12 months excellent, 12–18 acceptable, over 24 dangerous without strong retention. Payback plus gross margin tells the full story.

How is it computed?

CAC divided by monthly revenue per customer (MRR) — no margin factor, explicit Calculate click. Both presets (CAC $500/MRR $50 and CAC $1,000/MRR $100) give 10.0 months; under 12 reads Healthy.

Improving payback?

Cut CAC (channels), raise ARPA (packaging), or lift margins — in that speed order. Annual prepay pulls cash forward instantly.

Do payback figures upload?

No — math runs locally in your browser. Figures never leave your device.

Last updated October 2026