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Toolzum

Bank Statement Analyser

Upload bank statement PDFs or CSVs and get income, expense, and transfer categories with visual spending breakdowns. Budgeters spot where Rs.18,000 leaks monthly — analysis is free and unlimited, exports count as Pro downloads. Input never leaves your device — everything runs locally in your browser.

Runs on PDF.js

100% Local Browser Native

How to Use the Bank Statement Analyser

1. Upload statement

Drop a bank PDF or CSV export (HDFC, SBI, ICICI, Axis parse best). Unlock password-protected PDFs first — parsing runs locally.

2. Review categories

Check the income, expense, and transfer buckets; reassign cryptic narrations from the review pile for accurate totals.

3. Export CSV

Download the categorized transactions. Each export counts as one Pro download (signed-in free: 2 a day).

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Frequently Asked Questions

Which statement formats import cleanly?

Native-text PDFs and CSV exports from HDFC, SBI, ICICI, and Axis parse best — a 12-month CSV with date, narration, and amount columns categorizes in seconds. Scanned image-only statements need OCR first; password-locked PDFs must be unlocked before upload.

Are my bank statements uploaded or stored?

Parsing runs locally in your browser with PDF.js — statements never leave your device and nothing is stored. Keep it that way: download statements on your own network, analyze, then delete the file copy when done.

What counts against my daily limit?

Analyzing is free and local — open any statement and review categories without limits. Only saving counts: each CSV export is one Pro download (anonymous visitors sign in first; signed-in free get 2 Pro downloads a day; Pro unlimited). Analyze all 12 months first, then export once.

How accurate is auto-categorization?

Salary credits, UPI merchant names, and EMI debits usually categorize cleanly; cryptic narrations ('NEFT H00021') land in review. Spend 10 minutes reassigning the review bucket once — the category totals then match your actual spending within a few percent.

How big a file can I analyze and what categories exist?

10 keyword buckets (Food and Dining, Shopping, Transport, Entertainment, Bills and Utilities, Healthcare, Education, EMI and Loans, Transfers, Salary and Income) plus Income and Other fallbacks; text over 500000 characters shows only the first 500K in the preview while analysis runs on the full text, and pasting more than 50 characters auto-parses. The spending panel shows the top 8 categories and the monthly panel the last 12 months. Example: a SWIGGY narration maps to Food and Dining.

Last updated October 2026