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CAGR Calculator

Calculate the Compound Annual Growth Rate (CAGR) for investments. Shows year-by-year growth breakdown. Figures never leave your device — every calculation runs locally in your browser.

100% Local Browser Native

How to Use the CAGR Calculator

1. Fill the inputs

Enter start value, end value, and years.

2. Read the annualized growth rate

Check the annualized growth rate.

3. Compare scenarios

Change one input and re-read — the delta between runs is the decision signal.

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Frequently Asked Questions

How is CAGR calculated?

CAGR = (End Value ÷ Start Value)^(1 ÷ years) − 1. Example: ₹1,00,000 growing to ₹1,80,000 in 5 years → (1.8)^0.2 − 1 ≈ 12.5% per year.

CAGR vs absolute returns — which matters?

Absolute return (80% total here) ignores time; CAGR normalizes it. 80% in 5 years (12.5% CAGR) beats 80% in 10 years (6.1% CAGR) — always compare annualized figures across different horizons.

Does CAGR capture volatility?

No. A fund swinging +30%/−20% can show the same CAGR as steady 5% yearly growth. Pair CAGR with max drawdown or yearly returns before judging risk.

CAGR vs XIRR vs IRR?

CAGR fits single lump-sum investments; XIRR handles irregular SIP-style cash flows with exact dates. Use this calculator for lump sums, XIRR for ongoing contributions.

Is my investment data stored?

No. All calculations run locally in your browser. Nothing is transmitted or stored.

Last updated October 2026