Net Worth Calculator
Compute net worth from total assets minus total liabilities. Track the number that actually matters yearly — free, local, no signup.
How to Use the Net Worth Calculator
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Frequently Asked Questions
What counts as assets?
Cash, investments at current value, property equity (value minus mortgage), business equity. Depreciating cars count at resale, not purchase price.
Which debts subtract?
All of them: mortgages, loans, cards, owed taxes. Net worth equals assets minus every liability — partial accounting lies.
How often to update?
Quarterly — monthly noise obscures trends, yearly misses drift. Re-run each quarter and save the numbers yourself; the tool keeps no history.
Is wealth data uploaded?
No — math runs locally in your browser. Figures never leave your device.
Work a net-worth example?
Assets $250,000 home + $40,000 savings = $290,000; debts $180,000 mortgage + $12,000 loan = $192,000. Net worth: $98,000. Update the inputs and yours computes identically.
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Last updated October 2026