Car Lease Calculator
Estimate monthly car lease payments from price, residual, and money factor. Know a $30k car's true monthly cost — free, local, no signup.
How to Use the Car Lease Calculator
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Frequently Asked Questions
How is lease payment computed?
Depreciation (price minus residual, divided by months) plus rent charge (money factor times sum). A $30k car at 60% residual over 36 months leases far below its loan payment.
Money factor to APR?
Multiply by 2400: 0.00250 equals 6% APR. Dealers quote factors to obscure rates — convert instantly.
Lease vs buy?
Lease for always-new cars and business write-offs; buy for long holds and high mileage. Compare total 3-year costs, not just monthlies.
Is my data uploaded?
No — math runs locally in your browser. Numbers never leave your device.
Last updated October 2026